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2025 PROGRESSIVE ASSESSMENT EXAM
LATEST REAL QUESTIONS AND CORRECT
ANSWERS GRADE A
Heat - CORRECT ANSWER A form of energy transfer without macroscopic motion due to a difference in temperature. Work - CORRECT ANSWER energy used to impart motion, product of distance moved times the magnitude of force opposing the motion
- W = f*l
- dW = Fdl
- power = rate of work: W = Fv
- W>0 for work done on system
- W<0 for work done BY system Kinetic energy - CORRECT ANSWER Stored energy that takes the form of motion - KE = 1/2MV^ Potential Energy - CORRECT ANSWER Stored energy associated with an object's position in a force field due to gravitational and/or electromagnetic forces - PE = Ugh Internal Energy - CORRECT ANSWER Energy stored within matter on a microscopic level (individual molecules).
- found by measuring energy added/removed for a particular change in state relative to a reference state Enthalpy - CORRECT ANSWER Entropy - CORRECT ANSWER the degree of disorder or randomness in a system. a quantitative way of describing how energy disperses or spreads out in a system. The amount of energy unavailable to do work. Availability - CORRECT ANSWER maximum energy that is able to be converted into useful work obtainable as a system moves to equilibrium
Open System - CORRECT ANSWER has both matter and energy entering and/or leaving the system Closed System - CORRECT ANSWER no matter entering/leaving system, but energy transfer can still occur - ex: non insulated coffee cup adiabatic - CORRECT ANSWER no heat entering or leaving system isothermal - CORRECT ANSWER constant temperature throughout the system steady state - CORRECT ANSWER when all properties of the system are constant with respect to time equilibrium - CORRECT ANSWER no driving force for any change to its state properties
- can be at steady state but not equilibrium. temperature at 3 diff locations are different but the 3 temperatures separately are constant first law of thermodynamics - CORRECT ANSWER energy is a conserved quantity. can be converted from one from to another, transferred from one location to another, but not created nor destroyed.
- three forms of store energy: kinetic, potential, internal
- two forms of transfer energy: heat and work Force - CORRECT ANSWER F = ma Shaft Work - CORRECT ANSWER work done by or on a rotating shaft such as turbines, compressors, pumps, rather than linear motion. transmits rotational energy. - W = fl, but l this time is revolutions reversible process - CORRECT ANSWER idealized process system remains in thermodynamic equilibrium at every point in process. no heat losses or frictiion
- ex: isothermal expansion
- no entropy increase, stays same irreversible process - CORRECT ANSWER natural process cannot be undone or reversed without leaving a net change in the system or surroundings involves friction, heat loss, turbulence etc generation of entropy
- free expansion of gas into a vacuum State function - CORRECT ANSWER properties that depend only on the current state of the system: internal energy, enthalpy, entropy, pressure, temp
Which was the major contributor to Woodrow Wilson winning the presidency in 1912 - CORRECT ANSWER Splitting the republican vote Coverage D - CORRECT ANSWER This pays for the additional costs of living away from home if a house considered unsuitable due to damage from a fire, storm, or other insured disaster. It covers hotel bills, restaurant meals, and other living expenses incurred while the home is being rebuilt. Coverage A - CORRECT ANSWER This coverage pays to repair or rebuild a home if it is damaged or destroyed by fire, hurricane, hail, lightning, or other disasters listed in the policy. What does Coverage A not include? - CORRECT ANSWER It will not pay for damage caused by a flood, earthquake, or routine wear and tear. Coverage B - CORRECT ANSWER Personal property coverage helps to pay for your personal items that have been damaged, destroyed or stolen due to a covered peril. Coverage F - CORRECT ANSWER Medical payments coverage, part of your homeowners insurance, can help pay for small injuries that happen to your guests on your property, regardless of who is at fault. This portion of your policy is designed to resolve smaller claims so they don't escalate into lawsuits. What are some structures that are covered by Coverage B? - CORRECT ANSWER Detached garage. Work shed. Swimming pool. Most companies provide coverage for ___________of the amount of insurance on the structure of a home. - CORRECT ANSWER 50% to 70% Liability insurance - CORRECT ANSWER Insurance that provides protection from claims arising from injuries or damage to other people or property. Coverage C - CORRECT ANSWER Personal property coverage, which helps to pay for your personal items that have been damaged, destroyed or stolen due to a covered peril. It's standard protection within many home insurance policies and is pivotal to cover those personal items that mean the most to you. Controlled Business - CORRECT ANSWER A situation in which an insurance provider's personal income is greater than 25 percent of his or her gross commission from insurance.
False Advertisement - CORRECT ANSWER An unfair trade practice with respect to all forms of communication. Misrepresentation - CORRECT ANSWER An intentionally inaccurate or incomplete communication to a policyholder or potential policyholder. Rebating - CORRECT ANSWER The unfair trade practice of offering inducements for the purchase of insurance. This practice is usually illegal, although insurance companies are allowed to pay dividends to policyholders Tax refund fraud - CORRECT ANSWER Involves identity theft, fraudulent W-2 forms and the online filing of an illicit tax return for the purpose of receiving a tax refund for deposit into the account of the fraudster or a money mule acting on behalf of the fraudster. Yearly renewable term insurance - CORRECT ANSWER Insurance that overs one year, and is renewable every year up to a certain age limit, without the need to provide evidence of insurability; premiums increase each year. Group variable universal life insurance - CORRECT ANSWER The holder may allocate the net premiums to one or more of several investment accounts. In this arrangement, the investment risk is borne by the holders of the certificates. Comprehensive long-term care insurance - CORRECT ANSWER An insurance policy that includes benefits for home health care and facility care in a single contract. What is the only major distinction between the conditions of the standard business owners' policy and the standard commercial package policy? - CORRECT ANSWER Its that many of the coverages that are automatic for the standard business owners' policy are optional for the standard commercial package policy. Group universal life insurance - CORRECT ANSWER An insurance policy that has flexible premiums and separates the pure protection and cash value accumulations. Aggregate limits - CORRECT ANSWER The maximum amount of money that an insurer is contracted to provide the policy holder in a specific policy period. How much of a property must be unoccupied for it to be defined as vacant by the standard commercial property policy? - CORRECT ANSWER 30 percent With regard to homeowners insurance, business is defined as any activity that has: - CORRECT ANSWER Both revenue and continuity. An expense plan that indicates an employer will reduce benefits for persons over the age of 65 to the extent that they are payable under Medicare for the same expense is known as a: -
Which type of claims adjuster handles property and liability claims? - CORRECT ANSWER Both multiline and all-lines claims adjusters handle property and liability claims. A multiline claims adjuster handles what? - CORRECT ANSWER Both property and liability claims. All-lines claims adjuster: - CORRECT ANSWER Handles property and liability claims, as well as professional liability, excess liability, bond loss, boiler and machinery damage, and other claims. Which of the following people would NOT be covered by the standard business auto policy? - CORRECT ANSWER A person from whom the named insured borrows a covered auto would not be covered by the standard business auto policy. Similarly, the employees of the insured party are not covered if the covered automobile is owned by that employee or a member of his or her household. What do liability limits usually start at? - CORRECT ANSWER They generally start at about $100,000. An umbrella of excess liability policy, which provides broader coverage, including claims for libel and slander, as well as higher limits, can be added to the policy. Which of the following structures would be covered by Coverage B of the standard farm property policy? - CORRECT ANSWER A private garage would be covered by Coverage B of the standard farm property policy. Which of the following structures would NOT be covered by Coverage B of the standard farm property policy? - CORRECT ANSWER Barn Cabins rented by non-employees Grain silo Which of the following must be true in order for towing charges to be covered under the physical damage section of the standard business auto policy? - CORRECT ANSWER In order for towing charges to be covered under the physical damage section of the standard business auto policy, all labor must be performed at the site of the breakdown. If this condition is met, the insurance company will pay up to the limit published in the declarations for any towing and labor costs incurred when a covered auto is disabled. Blanket Insurance - CORRECT ANSWER A single property insurance policy that provides coverage for multiple classes of property at one location, or provides coverage for one or more classes of property at multiple locations. Builder's Risk Insurance - CORRECT ANSWER A specialized form of property insurance that provides coverage for loss or damage to the work during the course of construction.
Standard Homeowners Policy - CORRECT ANSWER Insurance package that typically includes Replacement Cost and a Higher Percentage of Coverage C. A standard deductible is usually around _____________________. - CORRECT ANSWER $500 to $1, Replacement Cost - CORRECT ANSWER The cost to repair or replace property using new materials of like kind and quality with no deduction for depreciation. Flood Insurance - CORRECT ANSWER Insurance that compensates for physical property damage resulting from flooding. It is required for properties located in federally designated flood areas. Business Interruption Insurance - CORRECT ANSWER Insurance that protects companies during the period necessary to restore property damaged by an insured peril. Coverage pays for lost income and other expenses related to recovery. There are three coverage options: - CORRECT ANSWER Actual cash value. Replacement Costs. Guaranteed/Extended Replacement Cost. Actual Cash Value (ACV) - CORRECT ANSWER The required amount to pay damages or for property loss, which is calculated based on the property's current replacement value minus depreciation. Guaranteed/Extended Replacement Cost: - CORRECT ANSWER This policy offers the highest level of protection. A guaranteed replacement cost policy pays whatever it costs to rebuild the home as it was before. This gives protection against sudden increases in construction costs due to a shortage of building materials after a widespread disaster or other unexpected situation. Business Owners Policy (BOP) - CORRECT ANSWER A policy that combines property, liability and business interruption coverage for small- to medium-sized businesses. Fidelity Bonds (Honesty Bonds) - CORRECT ANSWER Cover employers from direct loss due to fraudulent or dishonest acts (theft) by their employees. Deductible - CORRECT ANSWER Specified amount of money that the insured must pay for covered expenses before the insurance policy begins to pay. Commercial Property Insurance - CORRECT ANSWER Insurance that covers commercial buildings and their contents against various types of property loss.
Custom Harvesters - CORRECT ANSWER People who travel from home, working a few weeks at a time at various locations harvesting seasonal crops, are custom harvesters. They sometimes also are called agricultural workers or migrant workers. Deadhead - CORRECT ANSWER Transportation of a crew member from one point to another to cover a trip or return to home base. Declarations Page - CORRECT ANSWER An insurance policy information page or pages providing specific details about the insured and the subject of the insurance. Combined Single Limit (CSL) - CORRECT ANSWER A provision of an insurance policy that limits the coverage for all components of a claim to a single dollar amount. It has a maximum dollar amount that covers any combination of injuries or property damage in an incident. It can also be used to cover claims for more than one person in an incident. Any Auto Coverage - CORRECT ANSWER Extends Liability insurance to recently purchased vehicles until the end of your current policy term. When you receive your renewal quote, you or your agent will need to contact Progressive to update your listed vehicles on your policy to ensure they have Liability coverage. Bobtail Coverage - CORRECT ANSWER It is liability insurance that provides protection when you are driving a truck without a trailer. It also applies when you drive home in your tractor after dropping off a load and the trailer. However, it will not provide coverage if you're hauling any trailer, reefer or other load. Umbrella Insurance - CORRECT ANSWER Extra liability insurance that provides protection beyond existing limits and coverages of other policies. It can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations. Bodily Injury Liability Coverage (BI) - CORRECT ANSWER It is liability coverage helps pay for medical expenses and lost income as a result of an injury. This coverage may also help pay for your legal fees if you're taken to court over an accident. An umbrella insurance policy helps protect your assets and your future in two important ways: - CORRECT ANSWER May provide coverage when your homeowner, auto, and boat insurance policy limits are exhausted. Provides coverage for claims that may be excluded by other liability policies, including claims like false arrests, libel, slander, and liability coverage. Property Damage Liability - CORRECT ANSWER Automobile insurance coverage that protects a person against financial loss when that person damages the property of others.
Personal Injury Protection (PIP) - CORRECT ANSWER This coverage pays for the medical treatment of injuries to the driver and passengers of the policyholder's car. It is more comprehensive that MedPay. Uninsured Motorist Coverage - CORRECT ANSWER Protection against hit-and-run drivers or drivers without insurance money to pay claims. If you count 1 to 100, how many 5s will you pass on the way? - CORRECT ANSWER There are 20 numbers that contain 5 in it 5, 15, 25, 35, 45, 50, 51 to 59, 65, 75, 85, 95 (55 contains 2 five's) So the answer is 20 ... Julie is a hair stylist. She makes $10.25 an hour, plus $6 extra for every haircut she performs. This week she worked a total of 40 hours and performed 46 haircuts. How much money did she make? - CORRECT ANSWER $686.05 10.25 x 40 = 410.05 46 x 6 = 276
=686. Business statistics is a scientific approach to decision-making in the face of risk and is used in many disciplines, such as financial analysis, econometrics, auditing, production and operations, and marketing research. The main objective of business statistics is to make inferences about certain characteristics of a population based on information contained in a random sample from the entire population. Statistical forecasting concentrates on using the past to predict the future by identifying trends, patterns and business drives within the data to develop a forecast. This forecast is referred to as a statistical forecast because it uses mathematical formulas to identify the patterns and trends while testing the results for mathematical reasonableness and confidence. Statistical forecasting is used for forecasting sales and budget. Question # Statistical forecasting deals with estimating the likelihood of an event - CORRECT ANSWER The correct answer is: True How to solve this question? The passage says that statistical forecasting concentrates on using the past to identify patterns and trends. This information is used to predict the future, such as forecasting sales and budget. Therefore, the answer is "True".
minerals - calcium, magnesium, iron and especially zinc - in the intestinal tract. Soy beans seem to be highly resistant to many phytate-reducing techniques such as long, slow cooking. Only a long period of fermentation will significantly reduce the phytate content of soy beans. Thus, fermented products such as tempeh and miso provide nourishment that is easily assimilated. When precipitated soy products are consumed with meat, the mineral-blocking effects of the phytates are reduced. Question # People in Third World countries have low levels of calcium, magnesium, iron and zinc Answer options True False Can't say - CORRECT ANSWER The correct answer is: Can't say How to solve this question? Even though phytate blocks the uptake of these minerals, there is no evidence given that people in third-world countries have low levels of these compounds. The passage says that soy- and rice-based diets are very popular in these countries, but it does not go far enough to be able to say definitively that persons are deficient in these essentials. Even if the statement is true, it is not supported by the information in the passage, and the response is "Can't say". Question # Three of the following are alike in some way: Finch, Crow, Ostrich, Robin. Please select the one that is different. Answer options A. Finch B. Crow C. Ostrich D. Robin - CORRECT ANSWER The correct answer is: Ostrich How to solve this question? All are birds, but the ostrich is the only one that cannot fly. Question # Gavin beat Jerry in a marathon race wearing Dada running shoes. Dada came out, on the same day, with an ad campaign saying that their new Dada shoes made Gavin win.
Which of the following facts weakens Dada's conclusion? Answer options A. Jerry was unwell on the day of the marathon. B. Gavin has never beaten Jerry in previous marathons. C. Jerry took steroids to increase his performance on the day of the marathon. D. Jerry has been considered the fastest marathon runner till now. - CORRECT ANSWER The correct answer is: Jerry was unwell on the day of the marathon. How to solve this question? The fact that Jerry was unwell on the day of the marathon offers an alternative explanation for Gavin's win. Therefore, it weakens Dada's conclusion that their shoes have been to reason for Gavin's win. The other facts only make Gavin's accomplishment while wearing Dada's shoes more impressive and, hence, tend to support Dada's conclusion. Question # Three of the following are alike in some way: Tailor, Footman, Butler, Equerry Please select the one that is different. Answer options A. Tailor B. Footman C. Butler D. Equerry - CORRECT ANSWER The correct answer is: Tailor How to solve this question? Three of these occupations refer to household staff. A tailor, however, is a general trade not specially associated with domestic service. Question # The waiters in the Imperial Restaurant have agreed on the following rules for their rosters:
- When Daniel works, Simon works too.
- When Simon works, Eve is not.
- When Eve doesn't work, Katherine doesn't work too. Which of the following conclusions is derived from this information? Answer options A. If Simon works, Daniel works too.
which means that twice that is 4:00pm. Does this sentence contain forty-one letters? Yes No - CORRECT ANSWER No 38 letters A package of gift cards has a length of 8 inches, a width of 4 inches and a volume of 64 inches cubed. What is the height of the box? - CORRECT ANSWER 2 inches. Volume of a rectangular object: length * width * height 64 = 8(4)(x) 64 = 32x 2 = x Abstract means: A. Strict B. Difficult to understand C. To mistake for something else D. Chance of happening - CORRECT ANSWER Difficult to understand; abstruse: abstract philosophical problems. In the following question find out the alternative which will replace the question mark: Leg : Pants :: Head :? A. Shirt B. Shoes C. Hat D. Shoulders - CORRECT ANSWER Hat Choose the sentence that best joins the sequence of events stated below without omitting any details or changing the meaning. A car crashed into the telephone pole. The power went out. I got the generator working. A. The power went out after a car crashed into the telephone pole; I later got the generator working.
B. A car crashed into a telephone pole, causing the power to go out and me to get the generator working. C. I got the generator working after the power went out and a car crashed into the telephone pole. D. The power went out after I got the generator working; a car crashed into the telephone pole. - CORRECT ANSWER A. The power went out after a car crashed into the telephone pole; I later got the generator working. How many of the five pairs listed below are duplicates? (Enter answer in numerical value.) A. Suspicious AND Spacious B. Conspicuous AND Conspicuous C. Malicious AND Malicious D. Gray AND Grey E. Hummingbird AND Humningbird - CORRECT ANSWER 2 B and C Charlie has 4 pairs of shoes, 12 shirts, 5 pairs of pants, and 3 watches. How many days could he go without wearing the same combination of these four items? A. 716 B. 742 C. 680 D. 720 - CORRECT ANSWER 720 Assume the first two statements are true. All soccer players wear cleats. John is a soccer player. Is the final one: John wears cleats. True False Not Certain - CORRECT ANSWER True A girl is 18 years old and her brother is a third her age. When the girl is 36, what will be the age of her brother? - CORRECT ANSWER 24 Girl 18 - Boy 6 = 18-6 = 12 Girl 36 - Boy 24 = 36-12 = 24 A dance studio wants to use square mirror tiles to cover two walls in their studio that measure 2 feet by 2 feet. Each wall measures 9 feet by 22 feet. The studio instructor has
Choose the word that correctly completes the following sentence. Although we would like a bigger office for our company someday, our current one is ________, and we are happy with it. A. Filthy B. Ample C. Confined D. Bravura - CORRECT ANSWER Ample Ample: enough or more than enough; plentiful. large and accommodating Michael threw for 1,654 yards in his first five games. At this rate, how many yards will he have thrown for in fifteen games? A. 4, B. 6, C. 4, D. 4,296 - CORRECT ANSWER 4962 1654 / 5 = 330. 330.8 * 15 = 4962 Choose the group of words that form a complete sentence. A. Big, snarly animals in the cage. B. They're here — the small, the medium and the large. C. The last cow in the field? D. Again with the chicken! - CORRECT ANSWER They're here — the small, the medium and the large. If one serving of cookie dough makes 4 cookies, how many cookies can be made with 7 servings of cookie dough? - CORRECT ANSWER 28 A road construction crew is resurfacing the highway between point D and point E. The distance between point D and point E is 93 miles of road. The crew has completed 35 miles. If they work at a pace of 2.9 miles per day, how many more days will it take to finish? A. 54 B. 35 C. 20 D. 21 - CORRECT ANSWER 20 more days 93 - 35=
Considering the series below, what number should be next? 12, 24, 48, 96, __ - CORRECT ANSWER 192 pattern multiply by 2 96 x 2 = 192 Assume the first two statements are true. Tim knows Todd. Todd knows Kim. Is the final one: Kim doesn't know Tim. A. Not Certain B. False C. True - CORRECT ANSWER Not certain Tony gets married next month. One year ago from the date he will get married, Tony was away in Spain for New Year's Eve. What month is it? A. October B. December C. November D. February E. January - CORRECT ANSWER November New year's eve is December Tony is getting marry in December the previous month from December is November The day after tomorrow will be five days after last Friday. What day is it today? A. Monday B. Sunday C. Wednesday D. Saturday E. Tuesday - CORRECT ANSWER Monday The day after tomorrow = 2 days will be five days after last Friday = 5 5 days after last Friday is Wednesday. Therefore the day after tomorrow is Wednesday.
